Displaying blog entries 1-10 of 80
Christie Cannon of The Christie Cannon Team | Keller Williams was blessed with the opportunity to share our APP with the viewer of Good Morning Texas! For our APP text APP to 469-951-9588
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Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
Pumpkin patches, festivals, hay rides and more! We rounded up some of the best Halloween events in the area just for you!
ALLEN
BACH & BROOMSTICKS
Sat, October 20 12-4pm
Watters Creek
Crafts, balloon art, face painting, pumpkin decorating, hayrides
FAMILY FALL FESTIVAL
Sat, October 27 4:30-7:30pm
Christ the Servant Lutheran Church
Pumpkin painting, face painting, crafts, games
HOWL-O-WEEN BARKIN' BASH
Sun, October 28 1:30-3:30pm
Bethany Lakes Park
Contests, games, raffles & more!
ANNA
ANNA HARVEST FEST
Sat, October 27 12-6pm
Slayter Creek Park
Costume contest, pumpkin decorating contest, live music
CELINA
TRICK OR TREAT THE SQUARE
Wed, October 31 4-6pm
Main Street
FRISCO
FRISCOVANIA
Sat., October 27 3-8pm
Toyota Stadium
Carnival, fortune teller, games, food trucks, live music, runway show, special performances
FALL FESTIVAL
Sat, October 27 11am-1pm
Dr Pepper Ballpark
Costume Contest, petting zoo, pumpkin painting, face painting
FAMILY FUN FEST
Sun, October 28 4-8pm
Elevate Life Church
Carnival games, petting zoo, cakewalk, hay ride
LEWISVILLE
ROCKTOBER HALLOWEEN BASH!
Tue, October 30 5-9pm
Wayne Ferguson Plaza
Trick or treating, kids activities, La Freak performance
LITTLE ELM
PUMPKIN HOLLOW - *Cancelled due to weather
October 18-20
Little Elm Park
Haunted trail & hayride, pumpkin trail, games
MCKINNEY
GHOSTWALK
Chestnut Street
Check website for times
Walk through downtown, hauntings tours, paranormal experience
HALLOWEEN AT THE HEARD
Sat, Oct 20 6-10pm
Heard Natural Science Museum
Movie, trick or treating along dinosaurs
SCARE ON THE SQUARE
Wed, October 31 4-7pm
Historic Downtown McKinney
Costume contest, pumpkin races, family friendly event
PROSPER
PROSPER PUMPKINFEST
Sat, October 20 4:00pm
Frontier Park
Costume contest, pumpkin patch, activities
THE COLONY
FAMILY FRIGHT NIGHT
Sat, October 20 4pm-9am
Stewart Creek Park
Campout, haunted trail, costume contest, scary movie, hayride
HAUNTED SHADOWS LAKE TRAIL
Near Blue Sky Sports Center
Check website for times
Walk the dark trail through the woods, self-guided journey along Lake Lewisville
WYLIE
BOO ON BALLARD
Thur, October 25 6-8pm
Historic Downtown Wylie
Costume contest, trick or treating, activities
PUMPKIN PATCHES
PUMPKIN PATCH & FALL FESTIVAL, Allen
PUMPKINS ON THE PRAIRIE, Frisco
PRESTON TRAIL FARMS, Gunter
STORYBOOK RANCH PUMPKIN PATCH, McKinney
FLOWER MOUND PUMPKIN PATCH, Flower Mound
It's a great time of year to live in North Texas. No matter where you live, there is sure to be a fun-filled family-friendly Halloween event nearby!
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
Habitat for Humanity to Build Homes from Shipping Containers in McKinney
A new development in McKinney is coming and it has a whole new look! North Collin County Habitat for Humanity is building a new community, called Cotton Groves, offering affordable housing in the northern suburb of Dallas.
The steel shipping containers have quickly become a trendy design, offering sleek & simple lines. Habitat will bolt several boxes together & on top of each other to create the three-, four- & five-bedroom homes. The homes will be finished out like standard Habitat homes and will feature solar panels, carports & balconies.
Demand has been high for the new neighborhood with lots of people watching to see how it turns out. Read the full article about the new community!
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
Weekend Happenings - The District Concert Series
The Christie Cannon Team is once again proud to sponsor the District Concert Series located at the brand new Restaurant District at The Shops at Willow Bend in Plano, TX. Bring your entire family out for a night of food, music & fun! This year the District Concert Series will be held Friday & Saturday nights during the month of October. This weekend come check out Big Little Town & Beatlemania64.
Friday, October 5th: Dallas' own tribute to the hottest band on the country charts today: Big Little Town, has paralleled the group in an unprecedented way. Covering all of their songs, in perfect harmony.
Saturday, October 6th: Beatlemania64 presents a live multimedia musical journey through the life and times of the world's most celebrated band, The Beatles. The cover band performs hits from the vast anthology of Beatles classics.
Pick up delicious takeout and picnic on the patio or take in the festivities from the new restaurants' outdoor dining tables. Get a roll-up picnic blanket with takeout from one of the new restaurants in The District - Knife, Mexican Bar Company, Terra Mediterranean, Whistle Britches or Ascension, while supplies last!
This is a family friendly event and we can’t wait to see everyone out there! Stop by our tent, say HI and get some treats!!
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
Introducing The Corridor DFW Magazine!
This month, The Christie Cannon Team is proud to announce the launch of our new magazine The Corridor DFW! This publication designed for the North Texas community features a wide range of lifestyle and real estate stories to inspire, inform & connect with you like never before. The world of home design, a featured local artist, tips on how to stage a home and featured local listings that are too great to miss can all be found in this debut issue. We also take a peek into some of the highly anticipated master planned communities and everything that they offer.
With the market seeing a shift, expertise comes into play more than ever. Whether you are planning on buying or selling, The Corridor DFW is now here to entertain, inform and present ideas for you and your next real estate endeavor.
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live.
There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even years, to the home-buying process.
One Possible Answer: Private Mortgage Insurance (PMI)
Freddie Mac defines PMI as:
“An insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.
Once you’ve built equity of 20% in your home, you can cancel your PMI and remove that expense from your mortgage payment.”
As the borrower, you pay the monthly premiums for the insurance policy, and the lender is the beneficiary. The monthly cost of your PMI depends on the home’s value, the amount of your down payment, and your credit score.
Below is a table showing the difference in monthly mortgage payment for a $250,000 home with a 3% down payment and PMI vs. a 20% down payment without PMI:
The first thing you see when looking at the table above is no doubt the added $320 a month that you would be spending on your monthly mortgage cost. The second thing that should stand out is that a 20% down payment is $50,000!
If you are buying your first home, $50,000 is a large sum of money that takes discipline and sacrifice to save. Many first-time buyers save for 5-10 years before buying their homes.
To save $50,000 in 10 years, you would need to save about $420 a month. On the other hand, if you save that same $420 a month, you could afford a 3% down payment in less than a year and a half.
In a recent article by My Mortgage Insider, they explain what could happen in the market while you are waiting to save for a higher down payment:
“The time it takes to save a (larger) down payment could mean higher home prices and tougher qualifying down the road. For many buyers, it could prove much cheaper and quicker to opt for the 3% down mortgage immediately.”
The article went on to say,
“Since renters typically devote a higher percentage of their income to housing than homeowners, providing flexible down payment options can help renters with solid earnings purchase a home – and gain a fixed-rate mortgage with principal and interest payments that will not increase over the life of the loan.”
If the prospect of having to pay PMI is holding you back from buying a home today, Freddie Mac has this advice,
“It’s no doubt an added cost, but it’s enabling you to buy now and begin building equity versus waiting 5 to 10 years to build enough savings for a 20% down payment.”
Based on results of the most recent Home Price Expectation Survey, a homeowner who purchased a $250,000 home in January would gain $50,000 in equity over the next five years based on home price appreciation alone (shown below).
If you have questions about whether you should buy now or wait until you’ve saved a larger down payment, let’s get together to discuss our market’s conditions and help you make the best decision for you and your family.
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
OutRun Homelessness 5K & Fun Run will be Saturday, October 27, 2018.
It is that time of year again!
Collin County Cares' 5K & Fun Run
Saturday | 27 October | Costumes Encouraged
Great fun for a great cause....
The Collin County Cares' Fun Run & 5K race in Plano TX is a race with over 1,000 runners whose primary goal is to help the homeless of Collin County secure a place to live, interview for a job, and stand on their own two feet. Last year the race proceeds totaled $68,087, which was distributed in entirety to 7 partner organizations who serve the homeless.
$25 Early Bird (through July 31)
$30 Pre-Race (August 1 - 31)
$35 Race (September 1 – October 27)
Support the cause without sweating and get a Race Day T-Shirt!
Register or find out more at the link below!
CoreLogic recently released their Home Price Index Report. One of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared.
The graph below was created to show the 5-year change in price from July 2013 to July 2018 by price range.
As you can see in the graph, the highest price appreciation occurred in the lowest price range with 48% growth, while the highest priced homes appreciated by 25%. This has been greatly fueled by the lack of inventory of homes available at the lower price ranges and high demand from first-time buyers looking to enter the market.
Every quarter, Pulsenomics surveys a nationwide panel of over 100 economists, real estate experts, and investment and market strategists and asks them to project how residential home prices will appreciate over the next five years for their Home Price Expectation Survey (HPES).
According to the Q3 2014 survey results, national homes prices were projected to increase cumulatively by 19.5% by December 2018. The bulls of the group predicted home prices to rise by 27.8%, while the more cautious bears predicted an appreciation of 11.2%.
Data from the most recent HPES shows that home prices are expected to increase by 20.0% over the next 5 years. The bulls of the group predict home prices to rise by 31.2%, while the more cautious bears predict an appreciation of 9.3%.
Every day, thousands of homeowners regain positive equity in their homes. Some homeowners are now experiencing values even greater than those before the Great Recession. If you’re wondering if you have enough equity to sell your house and move on to your dream home, let’s get together to discuss conditions in our neighborhood!
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
www.CannonTeamHomes.com
Here are five reasons why listing your home for sale this fall makes sense.
The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! In fact, more often than not, multiple buyers end up competing with each other to buy the same homes.
Take advantage of the buyer activity currently in the market.
Housing inventory is still under the 6-month supply needed for a normal housing market. This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon!
Historically, a homeowner stayed in his or her home for an average of six years, but that number has hovered between nine and ten years since 2011. Many homeowners have a pent-up desire to move as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.
The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.
Today’s competitive environment has forced buyers to do all that they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the average time it took to close a loan was 44 days.
If your next move will be into a premium or luxury home, now is the time to move up! The abundance of inventory available in these higher price ranges has created a buyer’s market for anybody looking to purchase these homes. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!
According to CoreLogic, prices are projected to appreciate by 5.1% over the next year. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.
Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you feel you should?
Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.
Christie Cannon | REALTOR
The Christie Cannon Team
Keller Williams Realty Frisco
972-215-7747
www.ChristieCannon.com
Displaying blog entries 1-10 of 80
